Home Loan in Moonee Ponds

INVESTMENT PROPERTY LOANS

GROWING YOUR PORTFOLIO MARGIN

Find the right home loan at Moonee Ponds with guidance from our expert specialists. We'll explore loan options tailored to your specific situation and break down all the requirements and policies to provide personalised, up-to-date information.

If you're planning to purchase an investment property in Moonee Ponds or across Melbourne - whether it's your first or next - we can help. As your local Moonee Ponds home loan experts, we have access to a range of competitive investment loan products. Our specialised, transparent team will simplify the process and help you settle quickly.

Trust us as your Moonee Ponds home loan advisors to find you the optimal financing for your investment property purchase. We'll match you with loan options suited to your circumstances and property goals. With our expertise on your side, purchasing an investment property and securing finance in Moonee Ponds doesn't have to be complicated. Let us guide you through the home loan process for next investment.

Key Features Of an Investment Loan

  • Lines of credit

  • Interest-only payments

  • Offset accounts

  • Choose repayment frequency

  • Loan Splits

  • Minimal home-loan fees

Property Investment Purchase FAQ

  • A loan split is when you split your loan between a fixed and a variable portion

    This can help manage the risk of interest rates moving up and down in turn affecting your investment’s cash flow and strategy.

  • You may have to add on some of the mortgage repayments with your own income, as the rent you receive may not cover all of it, plus other expenses.

    If you have secured a variable rate for all or part of your loan, your repayments may increase as the cash rate does.

    If your property remains vacant for a short or long period of time, you'll need to pay for your loan repayments out of your own pocket as you will not be receiving rental income.

  • It all depends on your investment purchase and strategy.

    Negative gearing and depreciation can be complicated.

    It’s important to make sure your investment loan has a structure that matches your tax goals.With the guidance of a mortgage broker, you can confidently select the loan option that will allow you to maximise your investment returns and keep your tax return in order.

  • Most definitely. We make finance simple for circumstances just like this. To understand more on how to do this, contact us here.