Refinancing Rates Mortgage

REFINANCING

YOUR MEANS TO A BETTER HOME LOAN MARGIN

Looking to refinance and get better refinancing rates on your mortgage? 

We understand life can bring changing circumstances. If you need to refinance your home loan to get more favorable refinancing rates, our expert specialists are ready to help. 


With transparent information and dedicated support, we'll guide you through the process of refinancing your mortgage to access better refinancing rates. Our specialists will understand your new goals and match you with competitive refinancing rate options to potentially lower your rate, consolidate debt, tap equity, or improve your loan features.

Refinancing to get better mortgage refinancing rates doesn't have to be stressful. With our expertise, we'll handle the paperwork and negotiations - you just focus on achieving your new financing goals.

Let Margin Finance help you secure improved refinancing rates on your mortgage tailored to your new circumstances.

What are the benefits of refinancing?

  • Peace of mind from securing a better rate

  • Consolidate other existing debts

  • Unlock the equity in your home

  • Take advantage of different features

REFINANCING FAQs

  • Refinancing is the process of taking out a new mortgage to repay an existing loan.

  • Generally, you would refinance your mortgage because:

    • there has been a change in your personal or financial situation

    • of savings; switching to a loan that allows fortnightly payments rather than monthly payments which could help you pay down your mortgage faster

    • you want to access new loan features such as better interest rates, bonus features like an offset account, and the option to make extra repayments without penalty fees

    • you want to consolidate your debts

    • you have equity in your home that you want to use to renovate

  • Some of the main costs you may face when refinancing are:

    Break costs
    Your lender could charge you a break cost if you leave a fixed home loan early

    Discharge settlement fee
    You might also be charged a discharge settlement fee (aka a settlement, loan exit or termination fee) for closing your home loan

    There are also upfront costs such as:

    • Application fee / Establishment fee

    • Property valuation fee

    • Settlement fee

    • Mortgage registration fee

    At Margin, all of the fees you will be required to pay when refinancing will be detailed to you by our mortgage specialists.