COMMERCIAL LENDING

FINANCIAL MEANS FOR YOUR BUSINESS

Find the perfect commercial loan for your business.

Are you looking to buy or invest in commercial property, fund business operations or get access to working capital or fixed asset funding? Margin will find you the right commercial loan to help you achieve your goals.

Commercial Finance Features

  • Line Of Credit

  • Overdrafts

  • Term loans

  • Chattel mortgage

  • Leasing finance

  • Property development finance

  • Hire purchase

  • Cash flow finance

Commercial Lending Solutions

The knowledge and expertise of a successful commercial loan specialist is critical.

Your borrowing capacity is determined on a case-by-case basis. We can help work out your borrowing limit based on criteria like the industry you're in and the classification of security you have.

In most cases, your borrowing capacity is worked out as what's known as an 'interest coverage ratio'.

This is your company's earnings before interest and taxes (EBIT), divided by interest expense. Interest expense is a ratio used to work out how easily you can pay interest on outstanding debt.